According to this huffington post article, credit check on job applicants are increasing in Canada (but being clamped down in US)
Other situations where you could become that deer in the headlight if you have bad credit:
- applying for a loan/mortgage/credit card
- applying for a rental (“Credit Check/References required”)
- obtaining new cell phone/utilities (you might have to pay a deposit if you don’t have a credit history / or have a bad credit)
Keep your credit score good by regularly monitoring & taking steps to make it better.
You can get your credit report from major credit reporting agencies like Equifax & Transunion (in Canada & US).
Above cartoon is available for sale here (under different licensing options.)