Banking Devil

Aim to reach a high score – not just for tests and games, but the credit score. Having a bad credit score could cost you a lot of money. Without a good credit score it will be harder for you to get: a loan, mortgage, credit card a good interest rate when you’re borrowing money rental […]

Financialtoons: Tracking Your Expenses

“Mere act of monitoring expenses tends to reduce spending”. This is a tip from the book Wealthy Barber Returns. How can you monitor spending? I pay almost everything with my credit card. So tracking my expenses is relatively easy.  Every month I download my credit card statement and categorize all my spending. Grocery, Entertainment, Alcohol, Eating Out, Coffee, etc. […]